Direct savings

OTP Savings


Direct Savings is a new service within the OTPdirekt package, which enables you to set up a term deposit with special, additional benefits. You can contract this service via Internet, by using Internet banking. Save time by using the OTPdirekt services and enjoy maximum comfort by performing financial transactions from the place that suits you best, at the time most convenient for you and under the conditions even more favourable than those offered in a branch.

Take the advantages offered

Without visiting a bank’s branch, with the interest rate which is by 0.02 percentage points higher than the standard interest rate, you can set up the following:

  • Term deposit at fixed interest rate
  • Annuity savings at fixed interest rate

The smallest amount that can be tied in such a way is EUR 250, or the equivalent in other currencies.


How can you avail yourself of the Direct Savings service

If you wish to use the Direct Savings service, just fill in an application for OTPdirekt service and deliver it to your nearest OTP banka branch. The employees in the branch will provide you with a token required for such service, and the PIN for your token will be mailed to your address.


What is a token?

The token is a device which resembles a calculator, and every time when the Telephone banking service is used it generates a one-off secret number used for identification when accessing your accounts. 

The token provides a permanent access to your accounts with OTP banka. Just take it with you to your office, on a journey, or any place where you have access to telephone, where you can carry out transactions on your accounts - as if you were in a branch. You do not need any particular skills for this, or additional IT knowledge - simply enter the numbers displayed on the token and step into the world of banking!