Visa Classic charge card

Visa Classic charge card


Do not miss out on the feeling of reliability and security that you can have when managing your finances via Visa Classic charge card. All you need is a Visa Classic charge card.

Take the advantages we offer

Accepted worldwide

Visa cards are accepted in the retail networks worldwide. Visa Classic charge card enables you to pay free of charge at all points of sale bearing the Visa sign, make withdrawals around the clock at all ATMs bearing the Visa sign, whether in the country or abroad.


Modern shopping channels

Visa Classic charge card enables you to shop on the Internet, via TV, via phone or catalogue, where all you are required is to type in the data from your card.


Payment made easy

Payment by a Visa Classic charge card is very simple. It is enough to present the card at the point of sale, sign the receipt and take a copy.  Before you sign, make sure you check the amount debited and the receipt copy. 
In case you need cash, you can avail yourself of the ATMs the bearing Visa sign, nationwide and globally.
All withdrawals and card transactions (purchases) will be itemised in your monthly statement, and thus you can have control over your account.


Card usage 

Cash withdrawal limits

Within the daily and monthly cash limits, and depending on the available balance and the total approved limit, you can use your card for cash withdrawals at ATMs and at banks bearing the Visa sign in the country and abroad. The daily card spending limit is capped at EUR 2.000 of which EUR 600 can be withdrawn at ATMs.  

Cost control

Sending of the statement of account to the provided e-mail address

Do you know that the information about the balance and turnover of your current, foreign currency or transfer account, or about the monthly costs charged to your credit or prepaid card can be sent to the e-mail address you provide? This service is free of charge and can be contracted in any OTP banka branch and or via Internet banking.

The monthly statement delivered to you by the bank will include the record of costs incurred over the preceding accounting period, and your account will be debited on the day you chose as the most convenient for you.  You can check the receipts you have from the preceding accounting period against the itemised statement. All the expenses incurred abroad shall be shown in domestic currency on your monthly statement. You can receive your monthly statement of account to your e-mail address free of charge if you contract the service via Internet banking or in your nearest OTP banka branch!

The overview of the basic data about your Visa Classic charge card, transactions on the credit account and notifications about the expenses incurred are all available via OTPdirekt service and Internet banking or via telephone banking service by calling the Contact Centre of OTP banka at 0800 210 021.  You can efficiently control the use of your card also via SMS info service. If you use Internet banking service, you can have an insight into the itemised costs, and do not need to have a hard copy of the statement delivered to your address.  Of course, at your request, the itemised statement can be delivered to any address you choose.

According to EU Regulation 518/2019, the cardholders have insight into the calculation of the amount to be debited in the card currency in case of the transactions they made at cross-border retailers (including ATMs and cash dispensing machines) from the European Economic Area (EEA) and in foreign currencies from EEA, the authorisation for which is received by the Bank, and can compare it against the exchange rate of the European Central Bank (ECB). The exchange rate value date applicable upon posting will be the transaction date, that is, the date the bank records the financial transaction.


How to become a cardholder

If you would like to become a Visa Classic charge cardholder, familiarise yourself with the General Terms and Conditions of Issuance and Use of Visa Classic charge card, and visit the nearest OTP banka branch.

Alternatively, you can submit an application for Visa Classic charge card also via OTPdirekt, Internet banking.

Additional cardholder

Reliability and security you experience in managing of your finances with the Visa Classic card can easily be extended to your loved ones.