Apart from online shopping, the Visa web prepaid card can be used at all POS terminals that accept Visa cards in the country and abroad, as well as at all ATMs and banks' counters bearing the Visa sign.
Specific feature of the Visa web prepaid model makes this card adequate for all situations in which the risk of misuse, loss or theft is higher. Thus this card does not only make online shopping safer, but is an excellent choice for journeys, for example.
The Visa web prepaid card is an excellent solution for parents who want to extend financial support to their children. Your children can have access to the amount that you determine, and can independently manage their finances using this original and modern channel.
How to become a cardholder
If you would like to hold a Visa web prepaid card just familiarise yourself with the General Terms and Conditions of Issuance and Use of Visa web prepaid card, and visit the nearest OTP banka branch. Alternatively, you can submit an application for Visa web prepaid card also via OTPdirekt, eLEMENT@ Internet banking.
Reliability and security you experience in managing of your finances with the Visa web prepaid card can easily be extended to your loved ones. Each principal Visa web prepaid card holder may appoint two additional holders.
Use of Visa web prepaid card and cost control
Sending of the statement of account to the provided e-mail address
Do you know that the information about the balance and turnover of your current, foreign currency or transfer account, or about the monthly costs charged to your credit or prepaid card can be sent to the e-mail address you provide? This service is free of charge and can be contracted in any OTP banka branch and or via eLEMENT@ Internet banking.
The amount available for spending with your Visa web prepaid card is the amount you transferred to your Visa web account. By transferring the amounts from your current account to your Visa web account (crediting of your Visa web account) you set the card limit yourself. If need be, you can reverse that transaction by debiting your Visa web account to credit your current account. If you use our OTPdirekt service eLEMENT@ Internet banking, such transfer can be done at all times and from any place with internet access.
The Visa web prepaid card is very easy to use. When shopping online, you only need to follow the instructions on the web site where your transaction is to take place, and make sure it is labelled as secure. With the associated PIN you will be able to use your Visa web card at ATMs to withdraw cash, whilst purchases of goods and services have to be authorised by your signature. The daily card spending limit is capped at EUR 10.000 of which EUR 600 can be withdrawn at ATMs
The costs incurred can be controlled via statement of the Visa web prepaid card account, which is generated once a month for the costs incurred over the preceding month. You can receive your monthly statement of account to your e-mail address free of charge if you contract the service via eLEMENT@ Internet banking or in your nearest OTP banka branch!
The overview of the basic information about the card, turnover and notifications are available as a part of the OTPdirekt service via Internet banking or via telephone banking via our Contact Centre at 0800 210 021.
You can control your card usage efficiently and at any point by using the OTPdirekt service SMS info – SMS bank card usage control.
If you use eLEMENT@ Internet banking service, you can have an insight into the itemised costs, and do not need to have a hard copy of the statement delivered to your address. Of course, at your request, the itemised statement can be delivered to any address you choose.