OTP Bank Factoring - A Faster Way to Your Money


About us

OTP banka d.d. provides factoring through its Factoring Department situated in Zagreb, 284 Ulica grada Vukovara, 13th floor.

Our team of factoring experts has many years of experience in this field, standing out for providing high quality factoring service structured to meet the needs of our clients.

We highly value our partnerships with customers and consider our service to be a valuable component of your success.

We offer an individual approach to finding solutions for any business situation based on debt management and financing, both for small businesses and for large corporate entities. Our modular factoring service, which may include financing, credit insurance and debt management, supports a variety of clients and their business models.

OTP banka d.d. is a member of Factor Chain International (www.fci.nl) and a national leader in the provision of international factoring services.


Our values

Long-term partnerships with customers, responsibility, commitment and innovation.



Being the go-to provider of factoring services in Croatia.


Our service

As a client, you will enjoy the following benefits from our factoring services:

  • fast and easy financing for your business
  • improved liquidity and increased working capital
  • increase in creditworthiness and credit rating (non-recourse factoring)
  • risk reduction
  • possibility to expand business and increase sales
  • competitive sales conditions


OTP banka d.d. offers the following services:

  • Domestic factoring (recourse and non-recourse)
  • Export factoring (non-recourse) for buyers based in the region, the EU and the rest of the world
  • Import factoring
  • Reverse factoring
  • Floor plan financing
  • Forfeiting – purchase of receivables based on documentary LC
  • Bills of exchange purchase
  • Other structured finance solutions based on assignment of receivables