OTP Smart Package

Everything you need in one package. Manage your finances with ease with services that suit your life style and needs.

Take advantage of the benefits

Account maintenance – free of charge for current, foreign, giro and extra current accounts
OTPgo digital banking – no contracting and subscription fee
Cash withdrawals – 2 cash withdrawals with a debit card on out-of-network ATMs in Croatia per month– free of charge
ORYX assistance – roadside assistance (Basic Smart)
Visa web prepaid card – no registration and membership fee
Charge card – no registration fee for Visa Classic charge and Mastercard Standard charge cards and 50 % discount on membership fee for you and the additional cardholder
SMS info – 50 % discount on SMS information on card transactions
Loans – 50 % discount on front-end fees for cash loans
Online payments – cashless payments crediting the accounts of legal entities in OTP banka
Discounts on transfers – 40 % discount on national transfers outside OTP banka via OTPgo application and 50% discount on international transfers via OTPgo application and Internet banking.