Notice of amendments to the General Terms and Conditions and the Schedule of Fees

Dear Sir/ Madam,

As of 25 September 2026, the amended General terms and conditions and Decision on Pricing shall apply, except for the General terms and conditions of retail lending operations of OTP banka d.d., which will come into force on 11 August 2026.

All the amended documents are available on our website and in branches of OTP banka d.d.

Your OTP banka d.d