Long-term loans

Choose one of the long-term loan options offered by OTP banka.

Investment loans

Granted for investments, and the loan amount depends on the creditworthiness of the legal entity that applied. The repayment period is from 1 to 10 years, with the grace period of 12 month, whilst the instalment frequency is negotiable (monthly, quarterly, semi-annually...).

 

Lending for construction of residential and commercial premises for sale.

Loans are extended exclusively for construction of residential and commercial premises for sale. Loan repayment period: up to 3 years. Loans are used in phases. Funds are disbursed to the investor subject to submission of verified interim payment claims and appraisal of the completed real estate portion value.

 

Long-term FCY loans

The purpose of long-term loans has been foreseen by the relevant law. The loan proceeds can be used for international payments; import of equipment, tools, production materials, consumer goods; or for depositing on FCY account, as necessary.
The repayment term is 7 years, or longer, at Bank's discretion.
Loans are advanced in EUR and USD, or other currency, as you might need.
An advantage of such a loan is that it can be in the currency of your inflow.